Arthr — Australian home loans is an MCP server with 8 tools an agent can call, among them check_servicing, estimate_borrowing_power, estimate_equity_and_lvr. It answers at https://www.arthr.com.au/api/mcp over streamable HTTP, and it listed its tools to an anonymous client, so no sign-in was needed for that. Our probes reached it 10 of 10 times since 4 September 2026; the last check, on 17 October 2026, succeeded.
Australian home loan maths, plus a real serviceability run across a lender panel. No account.
Description as the publisher wrote it.
| Tool | What it does |
|---|---|
check_servicing | Run a REAL serviceability calculation across a panel of Australian lenders and get back, per lender, how much they would lend, whether they would lend at all, the rate they'd assess at, and — where they decline — why. This is not an estimat Inputs: grossAnnualIncome, monthlyExpenses, propertyValue, loanAmount, partnerAnnualIncome, creditCardLimits |
estimate_borrowing_power | Estimate how much someone could borrow for an Australian home loan, based on household income, living expenses, credit card limits and existing debt repayments. Applies Australian resident income tax and the 3-percentage-point serviceabilit Inputs: grossAnnualIncome, monthlyExpenses, monthlyDebtRepayments, creditCardLimits, termYears, interestRate |
estimate_equity_and_lvr | Work out loan-to-value ratio, equity, and — the part that matters — how much of that equity is actually usable. Value minus balance is not what a borrower can borrow: lenders generally release to 80% of the property's value, so the usable f Inputs: propertyValue, loanBalance, situation |
estimate_refinance_break_even | Work out how many months it takes for a refinance to pay for itself once switching costs are counted, and what the net saving is after them. Call this rather than estimate_refinance_savings when someone is deciding whether a switch is worth Inputs: loanAmount, currentRate, newRate, switchingCosts, termYears |
estimate_refinance_savings | Compare an existing home loan rate against a lower one and estimate the monthly and whole-of-term saving. Use this when someone asks whether refinancing is worth it, or what dropping their rate would save them. Both rates are arguments — th Inputs: loanAmount, currentRate, newRate, termYears |
estimate_repayments | Estimate the monthly repayment, total repaid and total interest on an Australian principal-and-interest home loan. Use this when someone asks what a loan would cost them each month, or how much interest they'd pay over the life of a loan. Inputs: loanAmount, interestRate, termYears |
estimate_stamp_duty | Estimate stamp (transfer) duty on an Australian residential property purchase, for any state or territory, including first-home and owner-occupier concessions. Duty scales differ in every jurisdiction and change at each state budget, so thi Inputs: price, state, buyerType |
lookup_discharge_process | Look up how to discharge a mortgage with a specific Australian lender — the name of the form, a link to it on the lender's own site, where the completed form is submitted, the lender-stated processing time, the discharge fee where the lende Inputs: lender |
Every block below points at https://www.arthr.com.au/api/mcp. Pick your client and copy.
claude mcp add --transport http arthr-australian-home-loans https://www.arthr.com.au/api/mcp
{
"mcpServers": {
"arthr-australian-home-loans": {
"command": "npx",
"args": ["-y", "mcp-remote", "https://www.arthr.com.au/api/mcp"]
}
}
}{
"mcpServers": {
"arthr-australian-home-loans": {
"url": "https://www.arthr.com.au/api/mcp"
}
}
}{
"servers": {
"arthr-australian-home-loans": {
"type": "http",
"url": "https://www.arthr.com.au/api/mcp"
}
}
}{
"context_servers": {
"arthr-australian-home-loans": {
"url": "https://www.arthr.com.au/api/mcp"
}
}
}{
"mcpServers": {
"arthr-australian-home-loans": {
"serverUrl": "https://www.arthr.com.au/api/mcp"
}
}
}{
"mcpServers": {
"arthr-australian-home-loans": {
"url": "https://www.arthr.com.au/api/mcp"
}
}
}name: Arthr — Australian home loans
version: 0.0.1
schema: v1
mcpServers:
- name: Arthr — Australian home loans
type: streamable-http
url: https://www.arthr.com.au/api/mcp{
"mcpServers": {
"arthr-australian-home-loans": {
"httpUrl": "https://www.arthr.com.au/api/mcp"
}
}
}{
"mcpServers": {
"arthr-australian-home-loans": {
"type": "http",
"url": "https://www.arthr.com.au/api/mcp"
}
}
}{
"mcpServers": {
"arthr-australian-home-loans": {
"url": "https://www.arthr.com.au/api/mcp"
}
}
}goose://extension?url=https%3A%2F%2Fwww.arthr.com.au%2Fapi%2Fmcp&type=streamable_http&id=arthr-australian-home-loans&name=Arthr%20%E2%80%94%20Australian%20home%20loans
It answered our last check on 17 October 2026 in 428 ms. Over 10 checks since 4 September 2026 it answered 10. Status here comes from Neuronto's own probes, not from the publisher.
Yes. It is published by com.au and served from www.arthr.com.au, the vendor's own domain: https://www.arthr.com.au/api/mcp.
8, as returned by the server's own tools/list on 9 September 2026: check_servicing, estimate_borrowing_power, estimate_equity_and_lvr, estimate_refinance_break_even, estimate_refinance_savings, estimate_repayments, estimate_stamp_duty, lookup_discharge_process.
It answered our last check on 17 October 2026 in 428 ms. Over 10 checks since 4 September 2026 it answered 10.
Put the server under mcpServers in ~/.cursor/mcp.json with the URL https://www.arthr.com.au/api/mcp. The exact JSON is above, with the same setup for Claude Code, Claude Desktop, VS Code, Windsurf, Zed, Gemini CLI and the rest.
It listed its tools to an anonymous client, so reading the tool list needs no key. Individual tools can still ask for credentials in their own inputs.
Publisher: au.com.arthr. Endpoint host: www.arthr.com.au. ARD identifier: urn:air:au.com.arthr:mcp:mcp.
First indexed 31 August 2026. The tools are exactly what the server returned; nothing on this page
is inferred from its name. Ranking in Neuronto search is never for sale.