Estate Planning is a remote MCP server that gives an AI agent 16 tools, among them calculate_iht, calculate_lpa_cost, check_deed_of_variation. It answers at https://simplyestate.co.uk/api/ai/mcp over streamable HTTP, and it listed its tools to an anonymous client, so no sign-in was needed for that. Our probes reached it 6 of 6 times since 12 September 2026; the last check, on 24 October 2026, succeeded.
UK estate-planning calculators + knowledge (IHT, intestacy, trusts, wills). Read-only.
Description as the publisher wrote it.
| Tool | What it does |
|---|---|
calculate_iht | Estimate a UK Inheritance Tax bill (2025/26 England & Wales rules). Models the nil-rate band, residence nil-rate band and its £2m taper, spousal doubling, the 40% charge, the 2027 pension change, plus optional debts, charity rate (36% at 10 Inputs: estateValue, married, leavingHomeToDescendants, homeValue, includePension, pensionValue |
calculate_lpa_cost | Calculate the Office of the Public Guardian fees to register Lasting Powers of Attorney in England & Wales: £92 per LPA (applications received from 17 November 2025), with a 50% remission where the donor's gross annual income is under £12,0 Inputs: lpaTypes, couple, incomeUnder12k, qualifyingBenefits |
check_deed_of_variation | Check whether a deed of variation is available — guidance-only eligibility against the s.142 IHTA 1984 conditions: the hard two-year window from the date of death (HMRC does not extend it), adult beneficiaries with capacity, and the agreeme Inputs: deathTiming, allAdults, allAgree, goal |
check_need_probate | Check whether a grant of probate (or letters of administration) is LIKELY to be needed in England & Wales, from what the person owned and how they owned it. Returns a guidance verdict — likely / maybe / unlikely — with per-asset reasons and Inputs: soleProperty, jointProperty, largestBalance, soleInvestments, allToSpouse |
check_rnrb | Check residence nil-rate band eligibility and amount (England & Wales 2025/26): up to £175,000 per person where a home you own (or owned) passes to direct descendants, doubled for a married couple / civil partners, plus a late spouse's tran Inputs: ownsHome, passesToDescendants, homeValue, estateValue, married, transferredAllowance |
compare_pension_2027 | Show the Inheritance Tax impact of the April 2027 change that brings most unused pensions into the estate: the IHT before vs after, and the extra tax. Exposure only — models nothing about pension products or what to do with a pension (that Inputs: estateValue, homeValue, leavingHomeToDescendants, married, pensionValue, pensionToSpouse |
compare_trusts | Recommend which UK trust types are worth discussing for a goal, with an HONEST note that always accompanies the recommendation (e.g. no trust simply avoids care fees — deliberate-deprivation rules apply with no time limit). Each trust lists Inputs: goal |
estimate_care_cost | Project what care home fees could cost: typical self-funder weekly ranges (sourced 2026 estimates rounded from published averages) × 52 weeks × years, by region and care type. The educate-only means-test notes are ALWAYS included — England' Inputs: region, careType, years |
estimate_probate_cost | Estimate the cost of probate in England & Wales: the HMCTS application fee (£300 where the estate is over £5,000; no fee at £5,000 or below — the same with or without a will), sealed-copy costs, and — on the professional route — typical fee Inputs: estateValue, includesProperty, hasWill, professionalRoute |
get_faqs | Return Simply Estate's frequently-asked questions and answers (fees, regulation, IHT, trusts, wills/LPAs/probate). Optional keyword filter. Inputs: query |
gift_7_year_timeline | Map lifetime gifts onto the 7-year-rule timeline: which taper BAND each gift sits in and when it falls outside the estate. An EDUCATIONAL timeline of the bands and mechanics only — NOT a personal tax computation: taper relief reduces the ra Inputs: gifts |
lookup_glossary | Look up plain-English definitions of UK estate-planning terms (IHT, trusts, LPAs, probate). Omit `term` to list all. Inputs: term |
request_consultation | Submit a request for a FREE, no-obligation estate-planning consultation on the user's behalf. Use only with the user's explicit consent and real contact details. Returns a reference id; the Simply Estate team follows up. Estate planning her Inputs: name, email, phone, service, county, message |
search_guides | Search Simply Estate's estate-planning guides (wills, IHT, LPAs, trusts, probate) by keyword. Returns titles, URLs and excerpts to cite. Inputs: query |
who_inherits_intestacy | Apply the England & Wales intestacy rules (dying without a will, rules from 26 July 2023): who inherits and how much. ALWAYS returns the warnings — e.g. a cohabiting partner inherits nothing, and jointly-owned assets usually pass outside th Inputs: maritalStatus, hasChildren, estateValue, jointlyOwnedValue, hasPartialWill, hasForeignAssets |
will_readiness_check | Score estate-planning readiness against a checklist. Pass `answers` as a map of item id → true/false (ids: has_will, will_recent, executors_named, guardians_named, lpa_property, lpa_health, wishes_recorded, assets_listed; advanced: pension_ Inputs: answers, hasChildren, includeAdvanced |
Every block below points at https://simplyestate.co.uk/api/ai/mcp. Pick your client and copy.
claude mcp add --transport http estate-planning https://simplyestate.co.uk/api/ai/mcp
{
"mcpServers": {
"estate-planning": {
"command": "npx",
"args": ["-y", "mcp-remote", "https://simplyestate.co.uk/api/ai/mcp"]
}
}
}{
"mcpServers": {
"estate-planning": {
"url": "https://simplyestate.co.uk/api/ai/mcp"
}
}
}{
"servers": {
"estate-planning": {
"type": "http",
"url": "https://simplyestate.co.uk/api/ai/mcp"
}
}
}{
"context_servers": {
"estate-planning": {
"url": "https://simplyestate.co.uk/api/ai/mcp"
}
}
}{
"mcpServers": {
"estate-planning": {
"serverUrl": "https://simplyestate.co.uk/api/ai/mcp"
}
}
}{
"mcpServers": {
"estate-planning": {
"url": "https://simplyestate.co.uk/api/ai/mcp"
}
}
}name: Estate Planning
version: 0.0.1
schema: v1
mcpServers:
- name: Estate Planning
type: streamable-http
url: https://simplyestate.co.uk/api/ai/mcp{
"mcpServers": {
"estate-planning": {
"httpUrl": "https://simplyestate.co.uk/api/ai/mcp"
}
}
}{
"mcpServers": {
"estate-planning": {
"type": "http",
"url": "https://simplyestate.co.uk/api/ai/mcp"
}
}
}{
"mcpServers": {
"estate-planning": {
"url": "https://simplyestate.co.uk/api/ai/mcp"
}
}
}goose://extension?url=https%3A%2F%2Fsimplyestate.co.uk%2Fapi%2Fai%2Fmcp&type=streamable_http&id=estate-planning&name=Estate%20Planning
It answered our last check on 24 October 2026 in 814 ms. Over 6 checks since 12 September 2026 it answered 6. Status here comes from Neuronto's own probes, not from the publisher.
Yes. It is published by co.uk and served from simplyestate.co.uk, the vendor's own domain: https://simplyestate.co.uk/api/ai/mcp.
16, as returned by the server's own tools/list on 23 September 2026: calculate_iht, calculate_lpa_cost, check_deed_of_variation, check_need_probate, check_rnrb, compare_pension_2027, compare_trusts, estimate_care_cost, and 8 more.
It answered our last check on 24 October 2026 in 814 ms. Over 6 checks since 12 September 2026 it answered 6.
Put the server under mcpServers in ~/.cursor/mcp.json with the URL https://simplyestate.co.uk/api/ai/mcp. The exact JSON is above, with the same setup for Claude Code, Claude Desktop, VS Code, Windsurf, Zed, Gemini CLI and the rest.
It listed its tools to an anonymous client, so reading the tool list needs no key. Individual tools can still ask for credentials in their own inputs.
Publisher: uk.co.simplyestate. Endpoint host: simplyestate.co.uk. ARD identifier: urn:air:uk.co.simplyestate:mcp:estate-planning.
First indexed 10 September 2026. The tools are exactly what the server returned; nothing on this page
is inferred from its name. Ranking in Neuronto search is never for sale.