Connect Finology Software for Borrowers and your agent gets 4 tools, among them compare_federal_student_loan_repayment_plans, compare_married_filing_jointly_vs_separately_student_loans, estimate_rap_monthly_payment. It answers at https://mcp.finology.tech/free over streamable HTTP, and it listed its tools to an anonymous client, so no sign-in was needed for that. Our probes reached it 6 of 6 times since 12 September 2026; the last check, on 24 October 2026, succeeded.
Student-loan math: RAP, IBR, ICR, PSLF. npx: no key. Remote: free login, no card, 5 questions total
Description as the publisher wrote it.
| Tool | What it does |
|---|---|
compare_federal_student_loan_repayment_plans | Compare every federal repayment plan a loan can elect (Standard, RAP, IBR, PAYE, ICR) on the current federal rules: monthly payment, lifetime cost, forgiveness timing and the estimated tax on forgiven balances. Plans the loan cannot elect a Inputs: balance, ratePct, borrowerAgi, filingStatus, spouseAgi, dependents |
compare_married_filing_jointly_vs_separately_student_loans | Run the same federal loan book filing jointly and filing separately and report the swing in the best income-driven plan's payment and lifetime cost. LOAN SIDE ONLY: the tax cost of filing separately is not modelled and the answer says so. Inputs: balance, ratePct, borrowerAgi, spouseAgi, dependents, loanType |
estimate_rap_monthly_payment | Estimate the RAP (Repayment Assistance Plan) monthly payment from income, filing status and household size, on the current federal rules. RAP payment only: not a comparison and no forgiveness projection; use the plan comparison tool for tha Inputs: annualIncome, filingStatus, spouseAnnualIncome, familySize |
finology_service_info | How to go further than this free rung, in structured form: the self-serve paths for an advisor (app trial) and for a developer or operator (instant sandbox key, keyed MCP and REST endpoints, auth header), tiers and monthly limits, and what |
Every block below points at https://mcp.finology.tech/free. Pick your client and copy.
claude mcp add --transport http finology-software-for-borrowers https://mcp.finology.tech/free
{
"mcpServers": {
"finology-software-for-borrowers": {
"command": "npx",
"args": ["-y", "mcp-remote", "https://mcp.finology.tech/free"]
}
}
}{
"mcpServers": {
"finology-software-for-borrowers": {
"url": "https://mcp.finology.tech/free"
}
}
}{
"servers": {
"finology-software-for-borrowers": {
"type": "http",
"url": "https://mcp.finology.tech/free"
}
}
}{
"context_servers": {
"finology-software-for-borrowers": {
"url": "https://mcp.finology.tech/free"
}
}
}{
"mcpServers": {
"finology-software-for-borrowers": {
"serverUrl": "https://mcp.finology.tech/free"
}
}
}{
"mcpServers": {
"finology-software-for-borrowers": {
"url": "https://mcp.finology.tech/free"
}
}
}name: Finology Software for Borrowers
version: 0.0.1
schema: v1
mcpServers:
- name: Finology Software for Borrowers
type: streamable-http
url: https://mcp.finology.tech/free{
"mcpServers": {
"finology-software-for-borrowers": {
"httpUrl": "https://mcp.finology.tech/free"
}
}
}{
"mcpServers": {
"finology-software-for-borrowers": {
"type": "http",
"url": "https://mcp.finology.tech/free"
}
}
}{
"mcpServers": {
"finology-software-for-borrowers": {
"url": "https://mcp.finology.tech/free"
}
}
}goose://extension?url=https%3A%2F%2Fmcp.finology.tech%2Ffree&type=streamable_http&id=finology-software-for-borrowers&name=Finology%20Software%20for%20Borrowers
It answered our last check on 24 October 2026 in 608 ms. Over 6 checks since 12 September 2026 it answered 6. Status here comes from Neuronto's own probes, not from the publisher.
Yes. It is published by finology.tech and served from mcp.finology.tech, the vendor's own domain: https://mcp.finology.tech/free.
4, as returned by the server's own tools/list on 23 September 2026: compare_federal_student_loan_repayment_plans, compare_married_filing_jointly_vs_separately_student_loans, estimate_rap_monthly_payment, finology_service_info.
It answered our last check on 24 October 2026 in 608 ms. Over 6 checks since 12 September 2026 it answered 6.
Put the server under mcpServers in ~/.cursor/mcp.json with the URL https://mcp.finology.tech/free. The exact JSON is above, with the same setup for Claude Code, Claude Desktop, VS Code, Windsurf, Zed, Gemini CLI and the rest.
It listed its tools to an anonymous client, so reading the tool list needs no key. Individual tools can still ask for credentials in their own inputs.
Publisher: tech.finology. Endpoint host: mcp.finology.tech. ARD identifier: urn:air:tech.finology:mcp:student-loan.
First indexed 10 September 2026. The tools are exactly what the server returned; nothing on this page
is inferred from its name. Ranking in Neuronto search is never for sale.