Seaworthy is an MCP server with 8 tools an agent can call, among them check_discount_eligibility, compare_carriers, estimate_benefit_cap_gap. It answers at https://mcp.seaworthy.io/mcp over streamable HTTP, and it listed its tools to an anonymous client, so no sign-in was needed for that. Our probes reached it 6 of 6 times since 11 September 2026; the last check, on 24 October 2026, succeeded.
Disability insurance MCP server with occupation-based estimates, research, and quote requests.
Description as the publisher wrote it.
| Tool | What it does |
|---|---|
check_discount_eligibility | Check whether an employer, hospital, health system, university, residency program, government employer, or professional association has an individual disability insurance discount program Seaworthy Insurance can access. Returns matching pro Inputs: organization, state |
compare_carriers | Return a structured comparison of the five major individual disability carriers (Guardian, MassMutual, Principal, Ameritas, The Standard). Optional profession and priority narrow the result. Carrier-neutral framing; does not declare a singl Inputs: profession, priority |
estimate_benefit_cap_gap | Compute the income replacement gap between a group long-term disability benefit cap and a target replacement of earned income. Pure math, no external calls. Unauthenticated. Inputs: annual_income, group_monthly_cap, group_replacement_percent, benefit_taxable, marginal_tax_rate |
get_education_article | Retrieve a named education article by topic (e.g., "mental-nervous-limitations", "elimination-period", "group-vs-individual"). Returns structured metadata plus a link to the full article. Unauthenticated. Inputs: topic |
get_specialty_guide | Retrieve the Seaworthy Insurance coverage guide for a specific profession or medical specialty. Returns structured metadata plus a link to the full guide. Unauthenticated. Inputs: profession |
get_verified_facts | Return Seaworthy Insurance's verified, current knowledge base for individual disability insurance: core concepts (own-occupation, occupation class, group vs. individual), the five major carriers, riders, issue & participation limits (income |
list_riders | Return structured definitions and trade-offs for disability insurance riders: residual, COLA, future increase option, own-occupation enhancement, retirement protection, return of premium, catastrophic, social insurance supplement. Unauthent |
quote_request | Submit a disability insurance quote-comparison request to the Seaworthy Insurance sales pipeline (writes a Lead to Salesforce). Before submitting, you MUST confirm the user has given explicit consent to be contacted by phone, email, or text Inputs: first_name, last_name, email, phone, profession, state |
Every block below points at https://mcp.seaworthy.io/mcp. Pick your client and copy.
claude mcp add --transport http seaworthy https://mcp.seaworthy.io/mcp
{
"mcpServers": {
"seaworthy": {
"command": "npx",
"args": ["-y", "mcp-remote", "https://mcp.seaworthy.io/mcp"]
}
}
}{
"mcpServers": {
"seaworthy": {
"url": "https://mcp.seaworthy.io/mcp"
}
}
}{
"servers": {
"seaworthy": {
"type": "http",
"url": "https://mcp.seaworthy.io/mcp"
}
}
}{
"context_servers": {
"seaworthy": {
"url": "https://mcp.seaworthy.io/mcp"
}
}
}{
"mcpServers": {
"seaworthy": {
"serverUrl": "https://mcp.seaworthy.io/mcp"
}
}
}{
"mcpServers": {
"seaworthy": {
"url": "https://mcp.seaworthy.io/mcp"
}
}
}name: Seaworthy
version: 0.0.1
schema: v1
mcpServers:
- name: Seaworthy
type: streamable-http
url: https://mcp.seaworthy.io/mcp{
"mcpServers": {
"seaworthy": {
"httpUrl": "https://mcp.seaworthy.io/mcp"
}
}
}{
"mcpServers": {
"seaworthy": {
"type": "http",
"url": "https://mcp.seaworthy.io/mcp"
}
}
}{
"mcpServers": {
"seaworthy": {
"url": "https://mcp.seaworthy.io/mcp"
}
}
}goose://extension?url=https%3A%2F%2Fmcp.seaworthy.io%2Fmcp&type=streamable_http&id=seaworthy&name=Seaworthy
It answered our last check on 24 October 2026 in 346 ms. Over 6 checks since 11 September 2026 it answered 6. Status here comes from Neuronto's own probes, not from the publisher.
Yes. It is published by seaworthy.io and served from mcp.seaworthy.io, the vendor's own domain: https://mcp.seaworthy.io/mcp.
8, as returned by the server's own tools/list on 22 September 2026: check_discount_eligibility, compare_carriers, estimate_benefit_cap_gap, get_education_article, get_specialty_guide, get_verified_facts, list_riders, quote_request.
It answered our last check on 24 October 2026 in 346 ms. Over 6 checks since 11 September 2026 it answered 6.
Put the server under mcpServers in ~/.cursor/mcp.json with the URL https://mcp.seaworthy.io/mcp. The exact JSON is above, with the same setup for Claude Code, Claude Desktop, VS Code, Windsurf, Zed, Gemini CLI and the rest.
It listed its tools to an anonymous client, so reading the tool list needs no key. Individual tools can still ask for credentials in their own inputs.
Publisher: io.seaworthy. Endpoint host: mcp.seaworthy.io. ARD identifier: urn:air:io.seaworthy:mcp:mcp.
First indexed 10 September 2026. The tools are exactly what the server returned; nothing on this page
is inferred from its name. Ranking in Neuronto search is never for sale.