Vhis is a remote MCP server that gives an AI agent 16 tools, among them adviser_notes, compare_plans, create_lead. It answers at https://mcp.vhishongkong.com/mcp over streamable HTTP, and it listed its tools to an anonymous client, so no sign-in was needed for that. Our probes reached it 4 of 4 times since 16 September 2026; the last check, on 22 October 2026, succeeded.
Price all 579 VHIS certified plans in Hong Kong, read filed terms, see premium increases since 2021
Description as the publisher wrote it.
| Tool | What it does |
|---|---|
adviser_notes | Curated notes from licensed advisers and the scheme rules: how underwriting works, what usually happens with common conditions, switching, claims practice, tax. Guidance, not plan terms. Inputs: question, topic, brand |
compare_plans | Side by side on what actually differs: premium now and at 65, next-year range, deductible, room class, limits, area and each insurer's rate record. Use it for "which is better" and "why is one cheaper"; state the trade-off and let the perso Inputs: option_ids, age, gender, smoker |
create_lead | Pass the person to a licensed adviser: saves the enquiry, emails them their shortlist, emails the adviser and returns a WhatsApp link and a reference. Only call it once they have given a name and a phone number or email and have said they w Inputs: name, phone, email, preferred_contact, option_id, note |
estimate_renewal | The premium at age plus one on the current schedule, which is certain unless the insurer refiles, plus a low, mid and high range built from this plan's own rate changes since 2021. Needs a key on the public server; without one it returns ke Inputs: option_id, age, gender, smoker |
fetch | The full record behind a search id: what the plan pays and every term as filed, with the page of each clause. Inputs: id |
find_plans | The plan finder. Ranks every eligible VHIS plan on what it covers and what it really costs, and returns three explained picks (lowest cost over the period, best coverage for the money, most comprehensive) with a ranked list behind them. Cov Inputs: age, gender, smoker, room, territory, budget_annual |
insurer_increases | An insurer's rate record across all its VHIS plans since 2021, by year, alongside the market table with every insurer ranked from lowest average annual change to highest. Inputs: brand |
list_insurers | Every insurer this server can price, with how many certified plans and rate tables each has loaded. |
plan_coverage | What one plan actually pays, item by item from its own Benefit Schedule: full cover or the published cap on room and board, hospital charges, surgeon's fee, imaging, cancer treatment and psychiatric care, plus the annual and lifetime limits Inputs: cert |
plan_options | Every option sold under one certification number, with its room class, deductible and area, priced at this age when an age is given, plus what the premium becomes every five years to twenty years out. Inputs: cert, age, gender, smoker |
plan_terms | The plan's terms as filed with the Health Bureau, field by field with the page each came from: guaranteed renewal age, entry ages, pre-existing condition schedule, waiting period, room class and higher-room rule, territory, full cover, limi Inputs: cert |
premium_history | How a plan's premium has moved since 2021: every schedule the insurer filed, the premium at this age under each one with the age held constant, the year-on-year changes and the average. Use it for "has this gone up" and "is this insurer sta Inputs: cert, age, gender, smoker |
price_plans | Every matching plan ranked by annual premium alone, with no view on coverage. Use it when someone asks for the cheapest, for a full list, or for one insurer's prices. When what the plan covers matters, use find_plans. Needs a key on the pub Inputs: age, gender, smoker, room, max_deductible, plan_type |
search | Search every certified plan document and return matching records, each with an id, a title, a page link and the clause text. Call fetch with an id for that plan's full record. search_plan_terms is the same search with richer output; this pa Inputs: query, limit |
search_plan_terms | Search the official Terms and Benefits of the certified plans and return the clauses, each with the plan, Part, Section, page and a link to that page. Use it for exclusions, waiting periods, limits, room class rules, territorial scope, defi Inputs: question, cert, brand, limit |
treatment_cost | What Hong Kong private hospitals published they actually billed for a procedure, hospital by hospital, with the doctor's fee and the hospital's charge separately, and what a named plan would pay of it. From the government's price transparen Inputs: procedure, cert |
Every block below points at https://mcp.vhishongkong.com/mcp. Pick your client and copy.
claude mcp add --transport http vhis https://mcp.vhishongkong.com/mcp
{
"mcpServers": {
"vhis": {
"command": "npx",
"args": ["-y", "mcp-remote", "https://mcp.vhishongkong.com/mcp"]
}
}
}{
"mcpServers": {
"vhis": {
"url": "https://mcp.vhishongkong.com/mcp"
}
}
}{
"servers": {
"vhis": {
"type": "http",
"url": "https://mcp.vhishongkong.com/mcp"
}
}
}{
"context_servers": {
"vhis": {
"url": "https://mcp.vhishongkong.com/mcp"
}
}
}{
"mcpServers": {
"vhis": {
"serverUrl": "https://mcp.vhishongkong.com/mcp"
}
}
}{
"mcpServers": {
"vhis": {
"url": "https://mcp.vhishongkong.com/mcp"
}
}
}name: Vhis
version: 0.0.1
schema: v1
mcpServers:
- name: Vhis
type: streamable-http
url: https://mcp.vhishongkong.com/mcp{
"mcpServers": {
"vhis": {
"httpUrl": "https://mcp.vhishongkong.com/mcp"
}
}
}{
"mcpServers": {
"vhis": {
"type": "http",
"url": "https://mcp.vhishongkong.com/mcp"
}
}
}{
"mcpServers": {
"vhis": {
"url": "https://mcp.vhishongkong.com/mcp"
}
}
}goose://extension?url=https%3A%2F%2Fmcp.vhishongkong.com%2Fmcp&type=streamable_http&id=vhis&name=Vhis
It answered our last check on 22 October 2026 in 469 ms. Over 4 checks since 16 September 2026 it answered 4. Status here comes from Neuronto's own probes, not from the publisher.
Yes. It is published by vhishongkong.com and served from mcp.vhishongkong.com, the vendor's own domain: https://mcp.vhishongkong.com/mcp.
16, as returned by the server's own tools/list on 24 September 2026: adviser_notes, compare_plans, create_lead, estimate_renewal, fetch, find_plans, insurer_increases, list_insurers, and 8 more.
It answered our last check on 22 October 2026 in 469 ms. Over 4 checks since 16 September 2026 it answered 4.
Put the server under mcpServers in ~/.cursor/mcp.json with the URL https://mcp.vhishongkong.com/mcp. The exact JSON is above, with the same setup for Claude Code, Claude Desktop, VS Code, Windsurf, Zed, Gemini CLI and the rest.
It listed its tools to an anonymous client, so reading the tool list needs no key. Individual tools can still ask for credentials in their own inputs.
Publisher: com.vhishongkong. Endpoint host: mcp.vhishongkong.com. ARD identifier: urn:air:com.vhishongkong:mcp:vhis.
First indexed 16 September 2026. The tools are exactly what the server returned; nothing on this page
is inferred from its name. Ranking in Neuronto search is never for sale.